Cooperative Information System for Savings and Loans
Is a program to record loan transactions, payments, savings, and accounting in the credit cooperatives.
Feature found on Cooperative Information Systems Program Savings and Loan are as follows:
* Keep track of data (master) post, territory, officers, members, types of deposits, types of loans.
* Keep track of transactions deposits.
* Keep track of loan transactions.
* Recording installment transaction.
* Keep track of the transaction journal (GL).
* Check the balance of savings per member and all members.
* Check the balance of the loan per member and all members.
* Print a proof of transactions such as deposits, loans, and installment.
* Setting access rights.
* Division of SHU.
* Report accounting: trial balance, general ledger, balance sheet and profit and loss.
Minggu, 10 Januari 2010
softskill
Cooperatives are business entities whose members are individuals or legal entities with a base cooperative activities based on the principle of cooperation as well as a popular economic movement is based on the principle of the family. Cooperative aims to provide welfare for its members.
Based on such understanding, which can become members of the cooperative are:
• Individual, namely those who voluntarily become members of the cooperative;
• Board of cooperatives, a cooperative that became members of cooperatives who have a broader scope.
In the Statement of Financial Accounting Standard (PSAK) No. 27 (Revised 1998), stated that the main characteristic that distinguishes cooperative with other business entities, namely the cooperative members have a dual identity. Dual identity that is a member of the cooperative are the owners and users of the service cooperatives.
Generally, cooperatives are controlled jointly by all members, in which every member has equal voting rights in any cooperative decisions. Profit sharing cooperatives (so-called balance of the Business or SHU) are usually calculated based on the contribution of members of cooperatives, for example by performing a large dividend based on purchases or sales made by the members.
Function and Role of Cooperatives
According to Law No. 25 year 1992 Article 4 explained that the function and role of cooperatives as follows:
• Build and develop the potential and capabilities of member economies in particular and society in general to improve the economic and social welfare;
• Participate actively in efforts to enhance the quality of human life and society
• Strengthen the people's economy as the basis of the strength and resilience of the national economy with the cooperative as the cornerstone-teacher
• Trying to create and develop the national economy, which is a joint effort based on the principle of the family and economic democracy
• Develop creativity and build organizational life for students
Cooperative Principle
According to Law No. 25 year 1992 Article 5 mentioned the cooperative principles, namely:
• Membership is voluntary and open
• conducted in a democratic management
• The division of Time Results Business (SHU) is fairly comparable to the size of the business services of each member (the member's share in the cooperatives)
• Providing limited remuneration of capital
• Independence
• Education perkoprasian
• cooperation among cooperatives
Based on such understanding, which can become members of the cooperative are:
• Individual, namely those who voluntarily become members of the cooperative;
• Board of cooperatives, a cooperative that became members of cooperatives who have a broader scope.
In the Statement of Financial Accounting Standard (PSAK) No. 27 (Revised 1998), stated that the main characteristic that distinguishes cooperative with other business entities, namely the cooperative members have a dual identity. Dual identity that is a member of the cooperative are the owners and users of the service cooperatives.
Generally, cooperatives are controlled jointly by all members, in which every member has equal voting rights in any cooperative decisions. Profit sharing cooperatives (so-called balance of the Business or SHU) are usually calculated based on the contribution of members of cooperatives, for example by performing a large dividend based on purchases or sales made by the members.
Function and Role of Cooperatives
According to Law No. 25 year 1992 Article 4 explained that the function and role of cooperatives as follows:
• Build and develop the potential and capabilities of member economies in particular and society in general to improve the economic and social welfare;
• Participate actively in efforts to enhance the quality of human life and society
• Strengthen the people's economy as the basis of the strength and resilience of the national economy with the cooperative as the cornerstone-teacher
• Trying to create and develop the national economy, which is a joint effort based on the principle of the family and economic democracy
• Develop creativity and build organizational life for students
Cooperative Principle
According to Law No. 25 year 1992 Article 5 mentioned the cooperative principles, namely:
• Membership is voluntary and open
• conducted in a democratic management
• The division of Time Results Business (SHU) is fairly comparable to the size of the business services of each member (the member's share in the cooperatives)
• Providing limited remuneration of capital
• Independence
• Education perkoprasian
• cooperation among cooperatives
Jumat, 08 Januari 2010
Cooperative Information System for Savings and Loans
Is a program to record loan transactions, payments, savings, and accounting in the credit cooperatives.
Feature found on Cooperative Information Systems Program Savings and Loan are as follows:
* Keep track of data (master) post, territory, officers, members, types of deposits, types of loans.
* Keep track of transactions deposits.
* Keep track of loan transactions.
* Recording installment transaction.
* Keep track of the transaction journal (GL).
* Check the balance of savings per member and all members.
* Check the balance of the loan per member and all members.
* Print a proof of transactions such as deposits, loans, and installment.
* Setting access rights.
* Division of SHU.
* Report accounting: trial balance, general ledger, balance sheet and profit and loss.
Is a program to record loan transactions, payments, savings, and accounting in the credit cooperatives.
Feature found on Cooperative Information Systems Program Savings and Loan are as follows:
* Keep track of data (master) post, territory, officers, members, types of deposits, types of loans.
* Keep track of transactions deposits.
* Keep track of loan transactions.
* Recording installment transaction.
* Keep track of the transaction journal (GL).
* Check the balance of savings per member and all members.
* Check the balance of the loan per member and all members.
* Print a proof of transactions such as deposits, loans, and installment.
* Setting access rights.
* Division of SHU.
* Report accounting: trial balance, general ledger, balance sheet and profit and loss.
softskill
Financial accounting is part of the accounting related to the preparation of financial statements for external parties, such as shareholders, creditors, suppliers, and government. The main principles used in financial accounting is the accounting equation (Assets = Liabilities + Equity). Financial accounting records in relation to any transaction for a company or organization and preparation of periodic reports from these records the results. This report is prepared for the public interest and is usually used to assess the company owner or manager of achievement used as a manager of financial accountability to its shareholders. This is important from a financial accounting of Financial Accounting Standards (SAK) which are the rules that must be used in the measurement and presentation of financial statements for external purposes. Thus, the expected users and compilers of financial reports can be communicated through these financial statements, because they use the same reference of SAK. SAK was began to be applied in Indonesia in 1994, replacing the Accounting Principles prinsi Indonesia in 1984.
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